Our thoughts about anything in life have a lot to do with what our parents valued, what our life experiences have been up until this moment, what we talk about with our friends, and how we live. Our beliefs are also linked to powerful emotions and not always easy to uncover.
Following is a list of questions for you to answer in order to help you with this process.
Here are a few tips before you get started:
- Don’t rush; take your time to ponder each question; maybe just answer a few at a time.
- If at all possible, write your answers down somewhere–maybe even a journal?
- Since this exercise is for your eyes only, be as honest as you can handle.
- The point is not the answers themselves, but rather what you will discover as you go through the process.
- What activities do you love spending your time on?
- What activities do you “hate” spending your time on but you do them anyway? Why do you?
- What would you do with your time if you did not have to work?
- What do you feel guilty spending your time on?
- List three things that your childhood taught you about time. Can you relate these to memories?
- Can you recall some things you heard your parents say about time while you were growing up?
- Is time involved in how you express love to people?
- Do you volunteer your time regularly?
- How do you try to control your time?
- Is time good? Is time bad? Why?
- What are your thoughts on investing your time in yourself?
- Describe time with five adjectives.
- How do you want to feel about time in five years?
- Are you comfortable with making goals concerning your time?
- How do you feel after spending time doing chores around the house?
- If time were a person, what would he/she look like?
- What do you want your “time” legacy to be?
- Please state your beliefs about time in one paragraph.
- What activities do you love spending your money on?
- What activities do you “hate” spending your money on but you do them anyway?
- What do you feel guilty spending money on?
- List three things that your childhood taught you about money. Can you relate these to memories?
- Can you recall some things you heard your parents say about money while you were growing up?
- Is money involved in how you show love to people?
- Do you tithe or give money regularly? Why or why not?
- How do you try to control spending?
- Is it difficult to talk about money? Why or why not?
- Is money good? Is money bad? Why?
- Are you aware of all the loans (and their interest rates) you owe?
- What are your thoughts on owing money?
- What are your thoughts on lending money?
- What are your thoughts on saving money for a rainy day?
- What are your thoughts on investing money?
- Describe money with five adjectives.
- Do you know where you are at financially today? If so, describe it. If not, why do you think you don’t know?
- Where do you want to be at financially in five year? How can you get there?
- Are you comfortable with making financial goals?
- How do you feel after paying your bills?
- Did you prepare financially for your family in case of your premature death or long illness?
- Do you spend/invest money to impress people?
- If money were a person, what would he/she look like?
- What do you want your financial legacy to be?
- Please state your beliefs about money in one paragraph.
Once you see what you actually believe, you can begin to build on what is good and de-construct what is not, because at the end of the day, “as a man thinks, so he is.”
So here are a few more questions to help you conclude this section:
- Can you list the areas where your belief system about time and money serves you well? How can you build on those?
- Can you list the areas where your belief system about time and money does not serve you well? Maybe you think in “not enough-ness”? Maybe your beliefs are skewed because of life experiences and hinder you in going forward? Do you need to “up-level” how you value time and money? How could you do that? Journal a few minutes about this if at all possible.
And you are welcome to join my closed facebook group where we dig in deep and find the joy of reclaiming our finances and time.